Call reports 2020
PACIFIC ALLIANCE BANK — 2020
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 280,730,000 | 327,094,000 | 358,668,000 | 361,591,000 |
| Total loans | 229,699,000 | 239,815,000 | 258,964,000 | 259,352,000 |
| Allowance for loan losses | 3,401,000 | 3,611,000 | 3,835,000 | 3,885,000 |
| Securities available for sale | 26,599,000 | 26,866,000 | 32,631,000 | 31,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,817,000 | 266,201,000 | 296,219,000 | 303,114,000 |
| Interest-bearing deposits | 217,235,000 | 250,369,000 | 276,250,000 | 279,420,000 |
| Noninterest-bearing deposits | 12,582,000 | 15,832,000 | 19,969,000 | 23,694,000 |
| Equity capital | 39,358,000 | 40,232,000 | 40,931,000 | 41,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,144,000 | 6,176,000 | 9,401,000 | 12,698,000 |
| Interest expense | 1,091,000 | 2,087,000 | 2,995,000 | 3,846,000 |
| Net interest income | 2,053,000 | 4,089,000 | 6,406,000 | 8,852,000 |
| Noninterest income | 201,000 | 673,000 | 816,000 | 622,000 |
| Noninterest expense | 1,521,000 | 3,061,000 | 4,561,000 | 6,217,000 |
| Provision for loan losses | 0 | 210,000 | 434,000 | 484,000 |
| Pretax income | 733,000 | 1,491,000 | 2,227,000 | 3,231,000 |
| Income tax | 220,000 | 442,000 | 660,000 | 959,000 |
| Net income | 513,000 | 1,049,000 | 1,567,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,837,000 | 39,374,000 | 39,893,000 | 40,598,000 |