Call reports 2019
PACIFIC ALLIANCE BANK — 2019
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 277,742,000 | 294,569,000 | 276,757,000 | 269,124,000 |
| Total loans | 204,189,000 | 193,715,000 | 197,373,000 | 213,783,000 |
| Allowance for loan losses | 3,801,000 | 3,651,000 | 3,501,000 | 3,401,000 |
| Securities available for sale | 12,736,000 | 22,681,000 | 28,703,000 | 27,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,582,000 | 248,749,000 | 229,727,000 | 221,380,000 |
| Interest-bearing deposits | 219,476,000 | 238,712,000 | 218,777,000 | 208,278,000 |
| Noninterest-bearing deposits | 13,106,000 | 10,037,000 | 10,950,000 | 13,102,000 |
| Equity capital | 37,059,000 | 37,842,000 | 38,514,000 | 38,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 6,558,000 | 9,728,000 | 12,821,000 |
| Interest expense | 1,044,000 | 2,293,000 | 3,588,000 | 4,737,000 |
| Net interest income | 2,226,000 | 4,265,000 | 6,140,000 | 8,084,000 |
| Noninterest income | 165,000 | 270,000 | 377,000 | 515,000 |
| Noninterest expense | 1,323,000 | 2,756,000 | 4,222,000 | 5,704,000 |
| Provision for loan losses | 0 | -150,000 | -300,000 | -400,000 |
| Pretax income | 1,068,000 | 1,929,000 | 2,595,000 | 3,295,000 |
| Income tax | 317,000 | 575,000 | 772,000 | 980,000 |
| Net income | 751,000 | 1,354,000 | 1,823,000 | 2,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,070,000 | 37,674,000 | 38,146,000 | 38,638,000 |
| Total capital | 39,894,000 | 40,360,000 | 40,863,000 | 41,520,000 |
| Risk-weighted assets | 224,626,000 | 213,614,000 | 216,279,000 | 229,729,000 |