Call reports 2018
PACIFIC ALLIANCE BANK — 2018
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,362,000 | 282,884,000 | 272,526,000 | 267,602,000 |
| Total loans | 210,497,000 | 210,046,000 | 203,657,000 | 209,793,000 |
| Allowance for loan losses | 3,815,000 | 3,815,000 | 3,815,000 | 3,801,000 |
| Securities available for sale | 12,177,000 | 12,057,000 | 14,865,000 | 14,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,231,000 | 244,453,000 | 232,357,000 | 225,629,000 |
| Interest-bearing deposits | 214,466,000 | 233,154,000 | 222,958,000 | 214,657,000 |
| Noninterest-bearing deposits | 13,765,000 | 11,299,000 | 9,399,000 | 10,972,000 |
| Equity capital | 33,830,000 | 34,667,000 | 35,598,000 | 36,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 6,026,000 | 9,324,000 | 12,731,000 |
| Interest expense | 677,000 | 1,486,000 | 2,446,000 | 3,432,000 |
| Net interest income | 2,266,000 | 4,540,000 | 6,878,000 | 9,299,000 |
| Noninterest income | 411,000 | 700,000 | 1,074,000 | 1,279,000 |
| Noninterest expense | 1,399,000 | 2,753,000 | 4,104,000 | 5,517,000 |
| Provision for loan losses | 48,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 1,230,000 | 2,439,000 | 3,800,000 | 5,013,000 |
| Income tax | 366,000 | 731,000 | 1,150,000 | 1,502,000 |
| Net income | 864,000 | 1,708,000 | 2,650,000 | 3,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,970,000 | 34,818,000 | 35,764,000 | 36,628,000 |
| Total capital | 36,838,000 | 37,651,000 | 38,529,000 | 39,435,000 |
| Risk-weighted assets | 228,133,000 | 225,287,000 | 219,798,000 | 223,251,000 |