Call reports 2017
PACIFIC ALLIANCE BANK — 2017
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 265,521,000 | 254,534,000 | 264,449,000 | 262,437,000 |
| Total loans | 205,117,000 | 194,997,000 | 198,688,000 | 203,211,000 |
| Allowance for loan losses | 3,767,000 | 3,767,000 | 3,767,000 | 3,767,000 |
| Securities available for sale | 10,838,000 | 11,902,000 | 12,523,000 | 12,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,134,000 | 221,033,000 | 229,289,000 | 226,493,000 |
| Interest-bearing deposits | 222,544,000 | 211,104,000 | 218,441,000 | 212,694,000 |
| Noninterest-bearing deposits | 10,590,000 | 9,929,000 | 10,848,000 | 13,799,000 |
| Equity capital | 31,141,000 | 31,837,000 | 32,889,000 | 33,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,548,000 | 5,242,000 | 7,990,000 | 10,808,000 |
| Interest expense | 629,000 | 1,237,000 | 1,858,000 | 2,512,000 |
| Net interest income | 1,919,000 | 4,005,000 | 6,132,000 | 8,296,000 |
| Noninterest income | 36,000 | 78,000 | 139,000 | 403,000 |
| Noninterest expense | 1,244,000 | 2,235,000 | 3,333,000 | 4,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 711,000 | 1,848,000 | 2,938,000 | 4,047,000 |
| Income tax | 295,000 | 765,000 | 1,217,000 | 2,149,000 |
| Net income | 416,000 | 1,083,000 | 1,721,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,184,000 | 31,857,000 | 32,920,000 | 33,102,000 |
| Total capital | 34,143,000 | 34,624,000 | 35,740,000 | 35,911,000 |
| Risk-weighted assets | 235,542,000 | 219,985,000 | 224,294,000 | 223,453,000 |