Call reports 2016
PACIFIC ALLIANCE BANK — 2016
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 247,537,000 | 253,434,000 | 275,694,000 | 273,877,000 |
| Total loans | 192,523,000 | 203,333,000 | 199,176,000 | 194,415,000 |
| Allowance for loan losses | 3,774,000 | 3,774,000 | 3,774,000 | 3,767,000 |
| Securities available for sale | 8,598,000 | 6,526,000 | 7,120,000 | 10,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,981,000 | 201,443,000 | 243,224,000 | 240,305,000 |
| Interest-bearing deposits | 187,639,000 | 191,402,000 | 231,309,000 | 227,593,000 |
| Noninterest-bearing deposits | 10,342,000 | 10,041,000 | 11,915,000 | 12,712,000 |
| Equity capital | 27,632,000 | 29,483,000 | 30,122,000 | 30,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,897,000 | 7,464,000 | 10,022,000 |
| Interest expense | 533,000 | 1,108,000 | 1,775,000 | 2,433,000 |
| Net interest income | 1,861,000 | 3,789,000 | 5,689,000 | 7,589,000 |
| Noninterest income | 47,000 | 100,000 | 143,000 | 226,000 |
| Noninterest expense | 1,011,000 | 1,942,000 | 2,815,000 | 3,817,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 897,000 | 1,947,000 | 3,017,000 | 3,998,000 |
| Income tax | 263,000 | 903,000 | 1,346,000 | 1,822,000 |
| Net income | 634,000 | 1,044,000 | 1,671,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,594,000 | 29,435,000 | 30,079,000 | 30,763,000 |
| Total capital | 30,273,000 | 32,288,000 | 32,965,000 | 33,600,000 |
| Risk-weighted assets | 212,951,000 | 227,007,000 | 229,685,000 | 225,762,000 |