Call reports 2015
PACIFIC ALLIANCE BANK — 2015
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 223,501,000 | 241,563,000 | 258,272,000 | 255,977,000 |
| Total loans | 170,387,000 | 186,856,000 | 189,492,000 | 186,813,000 |
| Allowance for loan losses | 3,428,000 | 3,764,000 | 3,774,000 | 3,774,000 |
| Securities available for sale | 13,291,000 | 13,075,000 | 11,015,000 | 9,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,266,000 | 195,599,000 | 210,492,000 | 207,235,000 |
| Interest-bearing deposits | 169,765,000 | 187,294,000 | 200,992,000 | 197,562,000 |
| Noninterest-bearing deposits | 8,501,000 | 8,305,000 | 9,500,000 | 9,673,000 |
| Equity capital | 24,096,000 | 24,553,000 | 26,130,000 | 26,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,272,000 | 7,300,000 | 9,676,000 |
| Interest expense | 403,000 | 861,000 | 1,385,000 | 1,958,000 |
| Net interest income | 1,629,000 | 3,411,000 | 5,915,000 | 7,718,000 |
| Noninterest income | 129,000 | 214,000 | 255,000 | 316,000 |
| Noninterest expense | 1,076,000 | 2,142,000 | 3,172,000 | 4,214,000 |
| Provision for loan losses | 85,000 | 421,000 | 431,000 | 431,000 |
| Pretax income | 597,000 | 1,062,000 | 2,567,000 | 3,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 597,000 | 1,062,000 | 2,567,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,063,000 | 24,553,000 | 26,130,000 | 26,815,000 |
| Total capital | 26,259,000 | 26,997,000 | 28,606,000 | 29,342,000 |
| Risk-weighted assets | 175,372,000 | 193,996,000 | 196,558,000 | 200,634,000 |