Call reports 2014
PACIFIC ALLIANCE BANK — 2014
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,541,000 | 184,870,000 | 212,123,000 | 213,189,000 |
| Total loans | 127,033,000 | 135,293,000 | 155,555,000 | 165,724,000 |
| Allowance for loan losses | 2,692,000 | 2,833,000 | 3,163,000 | 3,343,000 |
| Securities available for sale | 12,537,000 | 11,501,000 | 11,434,000 | 12,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,959,000 | 141,372,000 | 168,126,000 | 168,651,000 |
| Interest-bearing deposits | 127,314,000 | 128,675,000 | 157,294,000 | 157,432,000 |
| Noninterest-bearing deposits | 9,645,000 | 12,697,000 | 10,832,000 | 11,219,000 |
| Equity capital | 16,743,000 | 22,619,000 | 22,929,000 | 23,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 3,265,000 | 5,047,000 | 7,058,000 |
| Interest expense | 273,000 | 569,000 | 889,000 | 1,288,000 |
| Net interest income | 1,183,000 | 2,696,000 | 4,158,000 | 5,770,000 |
| Noninterest income | 60,000 | 118,000 | 187,000 | 246,000 |
| Noninterest expense | 1,136,000 | 2,123,000 | 3,190,000 | 4,259,000 |
| Provision for loan losses | 0 | 141,000 | 471,000 | 651,000 |
| Pretax income | 107,000 | 550,000 | 684,000 | 1,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 550,000 | 684,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,875,000 | 22,687,000 | 22,956,000 | 23,412,000 |
| Total capital | 18,615,000 | 24,519,000 | 25,054,000 | 25,620,000 |
| Risk-weighted assets | 138,056,000 | 145,431,000 | 166,595,000 | 175,275,000 |