Call reports 2013
PACIFIC ALLIANCE BANK — 2013
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,001,000 | 127,584,000 | 129,888,000 | 155,361,000 |
| Total loans | 97,528,000 | 105,388,000 | 106,369,000 | 119,480,000 |
| Allowance for loan losses | 2,515,000 | 2,534,000 | 2,501,000 | 2,692,000 |
| Securities available for sale | 10,576,000 | 12,641,000 | 12,236,000 | 12,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,529,000 | 106,990,000 | 108,986,000 | 134,176,000 |
| Interest-bearing deposits | 103,727,000 | 97,143,000 | 98,475,000 | 122,913,000 |
| Noninterest-bearing deposits | 10,802,000 | 9,847,000 | 10,511,000 | 11,263,000 |
| Equity capital | 15,966,000 | 16,092,000 | 16,315,000 | 16,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,586,000 | 3,875,000 | 5,248,000 |
| Interest expense | 228,000 | 431,000 | 621,000 | 828,000 |
| Net interest income | 1,085,000 | 2,155,000 | 3,254,000 | 4,420,000 |
| Noninterest income | 141,000 | 215,000 | 298,000 | 372,000 |
| Noninterest expense | 854,000 | 1,787,000 | 2,634,000 | 3,465,000 |
| Provision for loan losses | 63,000 | 65,000 | 65,000 | 255,000 |
| Pretax income | 309,000 | 518,000 | 853,000 | 1,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 518,000 | 853,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,911,000 | 16,128,000 | 16,468,000 | 16,735,000 |
| Total capital | 17,122,000 | 17,401,000 | 17,829,000 | 18,294,000 |
| Risk-weighted assets | 95,525,000 | 100,546,000 | 107,662,000 | 123,483,000 |