Call reports 2012
PACIFIC ALLIANCE BANK — 2012
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,653,000 | 125,480,000 | 124,611,000 | 133,494,000 |
| Total loans | 82,918,000 | 79,347,000 | 93,982,000 | 103,576,000 |
| Allowance for loan losses | 2,127,000 | 2,127,000 | 2,303,000 | 2,435,000 |
| Securities available for sale | 13,039,000 | 18,084,000 | 14,155,000 | 8,796,000 |
| Securities held to maturity | 2,334,000 | 2,162,000 | 1,968,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,624,000 | 108,181,000 | 104,535,000 | 113,135,000 |
| Interest-bearing deposits | 94,814,000 | 94,332,000 | 94,803,000 | 102,492,000 |
| Noninterest-bearing deposits | 8,810,000 | 13,849,000 | 9,732,000 | 10,643,000 |
| Equity capital | 12,561,000 | 12,637,000 | 15,405,000 | 15,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,438,000 | 3,665,000 | 5,042,000 |
| Interest expense | 243,000 | 466,000 | 691,000 | 917,000 |
| Net interest income | 1,005,000 | 1,972,000 | 2,974,000 | 4,125,000 |
| Noninterest income | 189,000 | 250,000 | 370,000 | 465,000 |
| Noninterest expense | 1,188,000 | 2,265,000 | 3,142,000 | 4,060,000 |
| Provision for loan losses | 279,000 | 279,000 | 455,000 | 587,000 |
| Pretax income | -273,000 | -322,000 | -243,000 | 72,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -273,000 | -322,000 | -243,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,582,000 | 12,548,000 | 15,287,000 | 15,650,000 |
| Total capital | 13,569,000 | 13,563,000 | 16,466,000 | 16,869,000 |
| Risk-weighted assets | 77,800,000 | 80,082,000 | 93,133,000 | 96,261,000 |