Call reports 2011
PACIFIC ALLIANCE BANK — 2011
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,885,000 | 103,735,000 | 108,521,000 | 116,594,000 |
| Total loans | 69,922,000 | 76,114,000 | 76,894,000 | 84,339,000 |
| Allowance for loan losses | 1,734,000 | 2,082,000 | 2,064,000 | 2,152,000 |
| Securities available for sale | 12,213,000 | 12,607,000 | 16,151,000 | 11,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,884,000 | 86,676,000 | 91,214,000 | 99,185,000 |
| Interest-bearing deposits | 75,391,000 | 79,479,000 | 82,310,000 | 90,625,000 |
| Noninterest-bearing deposits | 8,493,000 | 7,197,000 | 8,904,000 | 8,560,000 |
| Equity capital | 12,410,000 | 12,512,000 | 12,700,000 | 12,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,294,000 | 3,487,000 | 4,769,000 |
| Interest expense | 201,000 | 440,000 | 681,000 | 935,000 |
| Net interest income | 914,000 | 1,854,000 | 2,806,000 | 3,834,000 |
| Noninterest income | 845,000 | 1,236,000 | 1,642,000 | 2,138,000 |
| Noninterest expense | 1,166,000 | 2,135,000 | 3,296,000 | 4,511,000 |
| Provision for loan losses | 414,000 | 764,000 | 839,000 | 927,000 |
| Pretax income | 181,000 | 195,000 | 319,000 | 619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 195,000 | 319,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,417,000 | 12,432,000 | 12,553,000 | 12,849,000 |
| Total capital | 13,211,000 | 13,271,000 | 13,492,000 | 13,893,000 |
| Risk-weighted assets | 62,545,000 | 65,870,000 | 73,971,000 | 82,415,000 |