Call reports 2010
PACIFIC ALLIANCE BANK — 2010
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 94,723,000 | 86,730,000 | 98,519,000 | 100,564,000 |
| Total loans | 50,944,000 | 55,601,000 | 61,834,000 | 68,476,000 |
| Allowance for loan losses | 1,785,000 | 1,785,000 | 1,480,000 | 1,556,000 |
| Securities available for sale | 25,841,000 | 15,763,000 | 16,849,000 | 14,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,300,000 | 69,784,000 | 79,659,000 | 79,858,000 |
| Interest-bearing deposits | 73,316,000 | 64,576,000 | 69,171,000 | 72,463,000 |
| Noninterest-bearing deposits | 4,984,000 | 5,208,000 | 10,488,000 | 7,395,000 |
| Equity capital | 12,056,000 | 12,124,000 | 12,324,000 | 12,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,911,000 | 2,926,000 | 4,000,000 |
| Interest expense | 284,000 | 561,000 | 812,000 | 1,015,000 |
| Net interest income | 659,000 | 1,350,000 | 2,114,000 | 2,985,000 |
| Noninterest income | 10,000 | 143,000 | 530,000 | 698,000 |
| Noninterest expense | 815,000 | 1,745,000 | 2,700,000 | 3,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | -146,000 | -124,000 | 72,000 | 86,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -146,000 | -124,000 | 72,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,008,000 | 12,036,000 | 12,235,000 | 12,253,000 |
| Total capital | 12,731,000 | 12,708,000 | 12,953,000 | 13,069,000 |
| Risk-weighted assets | 58,059,000 | 52,650,000 | 56,662,000 | 64,517,000 |