Call reports 2009
PACIFIC ALLIANCE BANK — 2009
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 90,989,000 | 96,239,000 | 94,215,000 | 88,944,000 |
| Total loans | 50,977,000 | 57,381,000 | 56,476,000 | 55,024,000 |
| Allowance for loan losses | 1,714,000 | 1,611,000 | 1,819,000 | 1,819,000 |
| Securities available for sale | 26,555,000 | 18,987,000 | 20,007,000 | 17,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,751,000 | 79,959,000 | 78,360,000 | 74,428,000 |
| Interest-bearing deposits | 68,908,000 | 75,600,000 | 72,400,000 | 67,253,000 |
| Noninterest-bearing deposits | 4,843,000 | 4,359,000 | 5,960,000 | 7,175,000 |
| Equity capital | 11,695,000 | 10,850,000 | 10,325,000 | 10,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,957,000 | 2,926,000 | 4,001,000 |
| Interest expense | 484,000 | 965,000 | 1,402,000 | 1,747,000 |
| Net interest income | 490,000 | 992,000 | 1,524,000 | 2,254,000 |
| Noninterest income | 13,000 | 25,000 | 32,000 | 165,000 |
| Noninterest expense | 828,000 | 1,732,000 | 2,647,000 | 3,480,000 |
| Provision for loan losses | 435,000 | 822,000 | 1,030,000 | 1,030,000 |
| Pretax income | -723,000 | -1,423,000 | -2,007,000 | -1,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -723,000 | -1,423,000 | -2,007,000 | -1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,415,000 | 10,760,000 | 10,217,000 | 10,276,000 |
| Total capital | 12,156,000 | 11,573,000 | 11,019,000 | 11,022,000 |
| Risk-weighted assets | 58,260,000 | 64,244,000 | 63,105,000 | 58,613,000 |