Call reports 2008
PACIFIC ALLIANCE BANK — 2008
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,357,000 | 56,009,000 | 63,581,000 | 79,492,000 |
| Total loans | 28,449,000 | 31,753,000 | 35,563,000 | 46,955,000 |
| Allowance for loan losses | 350,000 | 440,000 | 510,000 | 1,279,000 |
| Securities available for sale | 15,163,000 | 19,931,000 | 15,961,000 | 27,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,123,000 | 37,395,000 | 45,399,000 | 61,738,000 |
| Interest-bearing deposits | 32,850,000 | 34,460,000 | 39,580,000 | 58,754,000 |
| Noninterest-bearing deposits | 4,273,000 | 2,935,000 | 5,819,000 | 2,984,000 |
| Equity capital | 13,984,000 | 13,511,000 | 13,032,000 | 12,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,387,000 | 2,122,000 | 2,945,000 |
| Interest expense | 321,000 | 562,000 | 853,000 | 1,285,000 |
| Net interest income | 390,000 | 825,000 | 1,269,000 | 1,660,000 |
| Noninterest income | 13,000 | 34,000 | 47,000 | 61,000 |
| Noninterest expense | 738,000 | 1,547,000 | 2,469,000 | 3,302,000 |
| Provision for loan losses | 39,000 | 123,000 | 200,000 | 969,000 |
| Pretax income | -374,000 | -811,000 | -1,353,000 | -2,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -374,000 | -811,000 | -1,353,000 | -2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,893,000 | 13,559,000 | 13,079,000 | 12,095,000 |
| Total capital | 14,243,000 | 13,999,000 | 13,589,000 | 12,765,000 |
| Risk-weighted assets | 34,705,000 | 38,148,000 | 41,030,000 | 52,979,000 |