Call reports 2007
PACIFIC ALLIANCE BANK — 2007
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,382,000 | 50,219,000 | 51,481,000 | 52,687,000 |
| Total loans | 10,806,000 | 14,670,000 | 19,111,000 | 25,666,000 |
| Allowance for loan losses | 139,000 | 180,000 | 235,000 | 311,000 |
| Securities available for sale | 5,995,000 | 9,494,000 | 16,032,000 | 17,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,042,000 | 34,975,000 | 36,458,000 | 36,342,000 |
| Interest-bearing deposits | 21,262,000 | 33,424,000 | 34,261,000 | 33,233,000 |
| Noninterest-bearing deposits | 780,000 | 1,551,000 | 2,197,000 | 3,109,000 |
| Equity capital | 15,242,000 | 14,852,000 | 14,454,000 | 14,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 954,000 | 1,720,000 | 2,463,000 |
| Interest expense | 117,000 | 482,000 | 938,000 | 1,327,000 |
| Net interest income | 214,000 | 472,000 | 782,000 | 1,136,000 |
| Noninterest income | 11,000 | 20,000 | 28,000 | 39,000 |
| Noninterest expense | 753,000 | 1,577,000 | 2,507,000 | 3,257,000 |
| Provision for loan losses | 139,000 | 180,000 | 235,000 | 311,000 |
| Pretax income | -667,000 | -1,265,000 | -1,932,000 | -2,393,000 |
| Income tax | 0 | 1,000 | 1,000 | 0 |
| Net income | -667,000 | -1,266,000 | -1,933,000 | -2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,247,000 | 14,874,000 | 14,435,000 | 14,160,000 |
| Total capital | 15,386,000 | 15,054,000 | 14,670,000 | 14,471,000 |
| Risk-weighted assets | 17,592,000 | 23,276,000 | 26,899,000 | 32,429,000 |