Call reports 2009
FIRST NBC BANK — 2009
What FIRST NBC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 703,226,000 | 902,156,000 | 984,346,000 | 994,323,000 |
| Total loans | 593,671,000 | 656,770,000 | 719,708,000 | 790,992,000 |
| Allowance for loan losses | 4,304,000 | 4,879,000 | 5,483,000 | 6,269,000 |
| Securities available for sale | 48,877,000 | 33,126,000 | 118,853,000 | 109,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,218,000 | 805,227,000 | 885,695,000 | 898,918,000 |
| Interest-bearing deposits | 597,866,000 | 791,619,000 | 870,954,000 | 889,795,000 |
| Noninterest-bearing deposits | 11,352,000 | 13,608,000 | 14,741,000 | 9,123,000 |
| Equity capital | 63,808,000 | 74,545,000 | 80,759,000 | 83,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,222,000 | 17,533,000 | 28,158,000 | 40,067,000 |
| Interest expense | 4,027,000 | 8,852,000 | 15,047,000 | 21,000,000 |
| Net interest income | 4,195,000 | 8,681,000 | 13,111,000 | 19,067,000 |
| Noninterest income | 237,000 | 496,000 | 933,000 | 1,237,000 |
| Noninterest expense | 2,776,000 | 6,698,000 | 10,138,000 | 14,273,000 |
| Provision for loan losses | 500,000 | 1,075,000 | 1,679,000 | 2,465,000 |
| Pretax income | 1,156,000 | 1,553,000 | 2,738,000 | 4,076,000 |
| Income tax | -176,000 | -616,000 | -874,000 | -1,192,000 |
| Net income | 1,332,000 | 2,169,000 | 3,612,000 | 5,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,196,000 | 71,146,000 | 76,775,000 | 79,400,000 |
| Total capital | 64,500,000 | 76,025,000 | 82,258,000 | 85,669,000 |
| Risk-weighted assets | 624,399,000 | 708,421,000 | 764,849,000 | 824,442,000 |