Call reports 2008
FIRST NBC BANK — 2008
What FIRST NBC BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 469,084,000 | 572,803,000 | 630,322,000 | 641,026,000 |
| Total loans | 380,867,000 | 418,078,000 | 497,667,000 | 543,374,000 |
| Allowance for loan losses | 2,721,000 | 2,992,000 | 3,587,000 | 3,838,000 |
| Securities available for sale | 40,378,000 | 85,585,000 | 62,126,000 | 49,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,414,000 | 480,967,000 | 529,437,000 | 541,373,000 |
| Interest-bearing deposits | 381,017,000 | 470,144,000 | 513,609,000 | 525,511,000 |
| Noninterest-bearing deposits | 8,397,000 | 10,823,000 | 15,828,000 | 15,862,000 |
| Equity capital | 61,183,000 | 57,349,000 | 58,816,000 | 60,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,531,000 | 13,807,000 | 22,376,000 | 30,475,000 |
| Interest expense | 4,007,000 | 8,203,000 | 12,715,000 | 16,902,000 |
| Net interest income | 2,524,000 | 5,604,000 | 9,661,000 | 13,573,000 |
| Noninterest income | 168,000 | 432,000 | 650,000 | 898,000 |
| Noninterest expense | 1,793,000 | 4,260,000 | 6,585,000 | 9,570,000 |
| Provision for loan losses | 476,000 | 724,000 | 1,319,000 | 1,575,000 |
| Pretax income | 552,000 | 1,207,000 | 2,562,000 | 3,481,000 |
| Income tax | 148,000 | 225,000 | 503,000 | 502,000 |
| Net income | 404,000 | 982,000 | 2,059,000 | 2,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,997,000 | 52,868,000 | 54,262,000 | 57,009,000 |
| Total capital | 63,718,000 | 55,860,000 | 57,849,000 | 60,847,000 |
| Risk-weighted assets | 395,170,000 | 462,338,000 | 550,574,000 | 589,005,000 |