Call reports 2007
FIRST NBC BANK — 2007
What FIRST NBC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,709,000 | 279,711,000 | 342,988,000 | 374,217,000 |
| Total loans | 140,782,000 | 191,706,000 | 235,120,000 | 316,064,000 |
| Allowance for loan losses | 1,147,000 | 1,654,000 | 1,754,000 | 2,245,000 |
| Securities available for sale | 18,550,000 | 36,475,000 | 65,571,000 | 36,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,776,000 | 203,844,000 | 263,640,000 | 269,702,000 |
| Interest-bearing deposits | 104,449,000 | 183,755,000 | 244,469,000 | 247,461,000 |
| Noninterest-bearing deposits | 12,327,000 | 20,089,000 | 19,171,000 | 22,241,000 |
| Equity capital | 59,924,000 | 59,955,000 | 60,278,000 | 60,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 5,278,000 | 10,171,000 | 16,666,000 |
| Interest expense | 732,000 | 2,222,000 | 5,253,000 | 8,638,000 |
| Net interest income | 1,338,000 | 3,056,000 | 4,918,000 | 8,028,000 |
| Noninterest income | 13,000 | 172,000 | 207,000 | 507,000 |
| Noninterest expense | 1,051,000 | 2,354,000 | 3,806,000 | 6,256,000 |
| Provision for loan losses | 286,000 | 793,000 | 893,000 | 1,384,000 |
| Pretax income | 14,000 | 81,000 | 426,000 | 913,000 |
| Income tax | -4,000 | 5,000 | 107,000 | 206,000 |
| Net income | 18,000 | 76,000 | 319,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,909,000 | 59,967,000 | 60,205,000 | 60,594,000 |
| Total capital | 61,056,000 | 61,621,000 | 61,959,000 | 62,839,000 |
| Risk-weighted assets | 153,000,000 | 217,791,000 | 282,625,000 | 331,842,000 |