Call reports 2006
FIRST NBC BANK — 2006
What FIRST NBC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 66,782,000 | 92,001,000 | 114,438,000 |
| Total loans | 9,813,000 | 44,583,000 | 87,543,000 |
| Allowance for loan losses | 98,000 | 442,000 | 861,000 |
| Securities available for sale | 14,822,000 | 14,920,000 | 20,876,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 9,722,000 | 31,968,000 | 52,643,000 |
| Interest-bearing deposits | 7,374,000 | 26,867,000 | 42,137,000 |
| Noninterest-bearing deposits | 2,348,000 | 5,101,000 | 10,506,000 |
| Equity capital | 57,005,000 | 59,937,000 | 59,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 500,000 | 1,598,000 | 3,036,000 |
| Interest expense | 28,000 | 185,000 | 543,000 |
| Net interest income | 472,000 | 1,413,000 | 2,493,000 |
| Noninterest income | 0 | 2,000 | 11,000 |
| Noninterest expense | 1,634,000 | 2,787,000 | 3,670,000 |
| Provision for loan losses | 98,000 | 442,000 | 861,000 |
| Pretax income | -1,260,000 | -1,814,000 | -2,027,000 |
| Income tax | -428,000 | -673,000 | -823,000 |
| Net income | -832,000 | -1,141,000 | -1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 57,033,000 | 59,942,000 | 59,891,000 |
| Total capital | 57,131,000 | 60,384,000 | 60,752,000 |
| Risk-weighted assets | 20,986,000 | 50,822,000 | 88,366,000 |