Call reports 2023
BANK OF COUSHATTA — 2023
What BANK OF COUSHATTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 308,984,000 | 270,337,000 | 273,928,000 | 291,771,000 |
| Total loans | 116,271,000 | 116,084,000 | 121,534,000 | 123,276,000 |
| Allowance for loan losses | 1,859,000 | 1,883,000 | 1,898,000 | 1,914,000 |
| Securities available for sale | 138,819,000 | 135,640,000 | 132,274,000 | 152,040,000 |
| Securities held to maturity | 3,466,000 | 3,260,000 | 3,185,000 | 3,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,884,000 | 222,855,000 | 225,215,000 | 219,733,000 |
| Interest-bearing deposits | 164,888,000 | 156,296,000 | 157,868,000 | 159,428,000 |
| Noninterest-bearing deposits | 98,996,000 | 66,559,000 | 67,347,000 | 60,305,000 |
| Equity capital | 16,379,000 | 15,594,000 | 14,622,000 | 18,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,993,000 | 5,677,000 | 8,408,000 | 11,226,000 |
| Interest expense | 500,000 | 1,101,000 | 1,812,000 | 2,902,000 |
| Net interest income | 2,493,000 | 4,576,000 | 6,596,000 | 8,324,000 |
| Noninterest income | 140,000 | 225,000 | 351,000 | 553,000 |
| Noninterest expense | 1,624,000 | 3,220,000 | 4,967,000 | 6,679,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 999,000 | 1,571,000 | 1,970,000 | 2,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 999,000 | 1,571,000 | 1,970,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,613,000 | 28,686,000 | 28,799,000 | 28,816,000 |
| Total capital | 30,472,000 | 30,569,000 | 30,697,000 | 30,730,000 |
| Risk-weighted assets | 198,829,000 | 194,201,000 | 202,201,000 | 207,907,000 |