Call reports 2020
BANK OF COUSHATTA — 2020
What BANK OF COUSHATTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 238,468,000 | 250,206,000 | 246,319,000 | 257,110,000 |
| Total loans | 92,775,000 | 103,688,000 | 105,426,000 | 105,915,000 |
| Allowance for loan losses | 1,242,000 | 1,272,000 | 917,000 | 1,000,000 |
| Securities available for sale | 116,537,000 | 117,501,000 | 117,770,000 | 124,204,000 |
| Securities held to maturity | 7,277,000 | 6,737,000 | 6,430,000 | 4,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,817,000 | 195,864,000 | 190,816,000 | 201,195,000 |
| Interest-bearing deposits | 147,323,000 | 145,597,000 | 144,394,000 | 154,400,000 |
| Noninterest-bearing deposits | 42,494,000 | 50,267,000 | 46,422,000 | 46,795,000 |
| Equity capital | 20,796,000 | 26,369,000 | 27,347,000 | 27,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,252,000 | 4,511,000 | 6,459,000 | 8,447,000 |
| Interest expense | 462,000 | 836,000 | 1,210,000 | 1,557,000 |
| Net interest income | 1,790,000 | 3,675,000 | 5,249,000 | 6,890,000 |
| Noninterest income | 120,000 | 225,000 | 343,000 | 467,000 |
| Noninterest expense | 1,209,000 | 2,457,000 | 3,642,000 | 5,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 705,000 | 1,551,000 | 2,114,000 | 2,574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 705,000 | 1,551,000 | 2,114,000 | 2,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,307,000 | 23,783,000 | 23,868,000 | 23,983,000 |