Call reports 2019
BANK OF COUSHATTA — 2019
What BANK OF COUSHATTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 234,062,000 | 225,534,000 | 223,984,000 | 241,184,000 |
| Total loans | 85,524,000 | 90,242,000 | 93,009,000 | 92,672,000 |
| Allowance for loan losses | 1,552,000 | 1,409,000 | 1,496,000 | 1,191,000 |
| Securities available for sale | 110,682,000 | 114,780,000 | 106,863,000 | 118,064,000 |
| Securities held to maturity | 11,284,000 | 10,952,000 | 9,845,000 | 8,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,813,000 | 174,650,000 | 172,040,000 | 189,201,000 |
| Interest-bearing deposits | 144,380,000 | 137,420,000 | 133,596,000 | 148,908,000 |
| Noninterest-bearing deposits | 40,433,000 | 37,230,000 | 38,444,000 | 40,293,000 |
| Equity capital | 21,781,000 | 23,222,000 | 24,015,000 | 24,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,703,000 | 7,064,000 | 9,340,000 |
| Interest expense | 498,000 | 1,026,000 | 1,528,000 | 1,991,000 |
| Net interest income | 1,822,000 | 3,677,000 | 5,536,000 | 7,349,000 |
| Noninterest income | 118,000 | 240,000 | 340,000 | 439,000 |
| Noninterest expense | 1,139,000 | 2,320,000 | 3,407,000 | 4,591,000 |
| Provision for loan losses | 0 | 59,000 | 58,000 | 58,000 |
| Pretax income | 798,000 | 1,544,000 | 2,421,000 | 3,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 1,544,000 | 2,421,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,017,000 | 22,441,000 | 22,851,000 | 23,077,000 |
| Total capital | 23,569,000 | 23,850,000 | 24,347,000 | 24,268,000 |
| Risk-weighted assets | 143,870,000 | 148,369,000 | 152,862,000 | 163,257,000 |