Call reports 2016
BANK OF COUSHATTA — 2016
What BANK OF COUSHATTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 205,362,000 | 204,383,000 | 205,011,000 | 211,403,000 |
| Total loans | 53,057,000 | 56,935,000 | 62,428,000 | 65,195,000 |
| Allowance for loan losses | 1,307,000 | 1,420,000 | 1,342,000 | 1,319,000 |
| Securities available for sale | 122,487,000 | 120,574,000 | 112,925,000 | 119,214,000 |
| Securities held to maturity | 17,111,000 | 16,098,000 | 15,866,000 | 15,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,767,000 | 181,005,000 | 181,890,000 | 163,581,000 |
| Interest-bearing deposits | 126,026,000 | 123,874,000 | 123,142,000 | 132,261,000 |
| Noninterest-bearing deposits | 57,741,000 | 57,131,000 | 58,748,000 | 31,320,000 |
| Equity capital | 21,302,000 | 22,438,000 | 22,776,000 | 20,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,477,000 | 5,236,000 | 7,070,000 |
| Interest expense | 208,000 | 423,000 | 637,000 | 841,000 |
| Net interest income | 1,488,000 | 3,054,000 | 4,599,000 | 6,229,000 |
| Noninterest income | 114,000 | 222,000 | 343,000 | 457,000 |
| Noninterest expense | 1,040,000 | 2,117,000 | 3,065,000 | 4,399,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 23,000 |
| Pretax income | 559,000 | 1,182,000 | 2,025,000 | 2,486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 559,000 | 1,182,000 | 2,025,000 | 2,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,090,000 | 18,990,000 | 19,534,000 | 19,570,000 |
| Total capital | 20,397,000 | 20,384,000 | 20,876,000 | 20,889,000 |
| Risk-weighted assets | 106,948,000 | 111,532,000 | 110,781,000 | 125,165,000 |