Call reports 2015
BANK OF COUSHATTA — 2015
What BANK OF COUSHATTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,195,000 | 206,553,000 | 197,998,000 | 208,069,000 |
| Total loans | 49,460,000 | 49,493,000 | 50,063,000 | 48,684,000 |
| Allowance for loan losses | 1,311,000 | 1,275,000 | 1,132,000 | 1,228,000 |
| Securities available for sale | 117,794,000 | 121,805,000 | 110,320,000 | 127,927,000 |
| Securities held to maturity | 22,636,000 | 20,622,000 | 20,391,000 | 17,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,002,000 | 183,426,000 | 176,744,000 | 187,176,000 |
| Interest-bearing deposits | 133,178,000 | 125,114,000 | 120,905,000 | 131,415,000 |
| Noninterest-bearing deposits | 60,824,000 | 58,312,000 | 55,839,000 | 55,761,000 |
| Equity capital | 20,903,000 | 20,572,000 | 20,919,000 | 20,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,413,000 | 5,083,000 | 6,743,000 |
| Interest expense | 199,000 | 399,000 | 593,000 | 786,000 |
| Net interest income | 1,512,000 | 3,014,000 | 4,490,000 | 5,957,000 |
| Noninterest income | 70,000 | 178,000 | 257,000 | 389,000 |
| Noninterest expense | 959,000 | 1,823,000 | 2,775,000 | 3,993,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 13,000 |
| Pretax income | 617,000 | 1,363,000 | 1,967,000 | 2,358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 617,000 | 1,363,000 | 1,967,000 | 2,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,486,000 | 17,947,000 | 18,187,000 | 18,310,000 |
| Total capital | 18,688,000 | 19,106,000 | 19,319,000 | 19,538,000 |
| Risk-weighted assets | 96,112,000 | 92,610,000 | 99,562,000 | 101,305,000 |