Call reports 2014
BANK OF COUSHATTA — 2014
What BANK OF COUSHATTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 205,014,000 | 201,807,000 | 202,854,000 | 217,855,000 |
| Total loans | 51,258,000 | 52,366,000 | 49,819,000 | 49,318,000 |
| Allowance for loan losses | 1,697,000 | 1,794,000 | 1,693,000 | 1,455,000 |
| Securities available for sale | 79,846,000 | 100,055,000 | 102,971,000 | 104,370,000 |
| Securities held to maturity | 42,841,000 | 34,828,000 | 33,812,000 | 31,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,379,000 | 182,061,000 | 182,496,000 | 197,328,000 |
| Interest-bearing deposits | 130,204,000 | 126,389,000 | 125,689,000 | 137,417,000 |
| Noninterest-bearing deposits | 56,175,000 | 55,672,000 | 56,807,000 | 59,911,000 |
| Equity capital | 18,286,000 | 19,409,000 | 19,984,000 | 19,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,386,000 | 5,080,000 | 6,721,000 |
| Interest expense | 201,000 | 404,000 | 607,000 | 808,000 |
| Net interest income | 1,498,000 | 2,982,000 | 4,473,000 | 5,913,000 |
| Noninterest income | 95,000 | 221,000 | 315,000 | 389,000 |
| Noninterest expense | 970,000 | 1,822,000 | 2,699,000 | 4,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 597,000 | 1,367,000 | 2,066,000 | 2,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 597,000 | 1,367,000 | 2,066,000 | 2,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,035,000 | 16,520,000 | 16,944,000 | 16,870,000 |
| Total capital | 17,158,000 | 17,692,000 | 18,119,000 | 18,044,000 |
| Risk-weighted assets | 89,299,000 | 93,171,000 | 93,506,000 | 93,601,000 |