Call reports 2013
BANK OF COUSHATTA — 2013
What BANK OF COUSHATTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 201,209,000 | 197,579,000 | 195,862,000 | 204,405,000 |
| Total loans | 54,940,000 | 53,936,000 | 55,257,000 | 53,677,000 |
| Allowance for loan losses | 1,082,000 | 1,502,000 | 2,344,000 | 2,070,000 |
| Securities available for sale | 67,334,000 | 71,335,000 | 76,474,000 | 75,477,000 |
| Securities held to maturity | 39,399,000 | 40,886,000 | 40,872,000 | 40,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,080,000 | 178,925,000 | 178,666,000 | 187,135,000 |
| Interest-bearing deposits | 124,302,000 | 122,632,000 | 122,306,000 | 132,102,000 |
| Noninterest-bearing deposits | 56,778,000 | 56,293,000 | 56,360,000 | 55,033,000 |
| Equity capital | 19,795,000 | 18,328,000 | 16,817,000 | 16,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,435,000 | 5,246,000 | 6,987,000 |
| Interest expense | 211,000 | 416,000 | 618,000 | 822,000 |
| Net interest income | 1,519,000 | 3,019,000 | 4,628,000 | 6,165,000 |
| Noninterest income | 159,000 | 259,000 | 339,000 | 395,000 |
| Noninterest expense | 837,000 | 1,676,000 | 2,518,000 | 3,574,000 |
| Provision for loan losses | 339,000 | 666,000 | 1,557,000 | 1,760,000 |
| Pretax income | 503,000 | 937,000 | 919,000 | 1,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 937,000 | 919,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,586,000 | 15,257,000 | 15,239,000 | 15,439,000 |
| Total capital | 16,668,000 | 16,371,000 | 16,347,000 | 16,544,000 |
| Risk-weighted assets | 90,843,000 | 88,734,000 | 87,429,000 | 87,397,000 |