Call reports 2012
BANK OF COUSHATTA — 2012
What BANK OF COUSHATTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,655,000 | 196,044,000 | 192,794,000 | 206,068,000 |
| Total loans | 59,843,000 | 61,177,000 | 59,939,000 | 58,806,000 |
| Allowance for loan losses | 1,114,000 | 1,394,000 | 1,482,000 | 2,690,000 |
| Securities available for sale | 79,808,000 | 72,010,000 | 67,212,000 | 78,075,000 |
| Securities held to maturity | 36,284,000 | 36,279,000 | 43,777,000 | 37,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,180,000 | 176,108,000 | 172,090,000 | 186,469,000 |
| Interest-bearing deposits | 128,520,000 | 122,298,000 | 117,917,000 | 130,214,000 |
| Noninterest-bearing deposits | 57,660,000 | 53,810,000 | 54,173,000 | 56,255,000 |
| Equity capital | 17,056,000 | 19,521,000 | 20,254,000 | 19,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,916,000 | 5,873,000 | 7,680,000 |
| Interest expense | 244,000 | 471,000 | 687,000 | 892,000 |
| Net interest income | 1,637,000 | 3,445,000 | 5,186,000 | 6,788,000 |
| Noninterest income | 134,000 | 288,000 | 412,000 | 527,000 |
| Noninterest expense | 782,000 | 1,567,000 | 2,393,000 | 3,404,000 |
| Provision for loan losses | 670,000 | 1,057,000 | 1,467,000 | 2,845,000 |
| Pretax income | 462,000 | 1,274,000 | 2,027,000 | 1,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 462,000 | 1,274,000 | 2,027,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,663,000 | 15,337,000 | 15,868,000 | 15,120,000 |
| Total capital | 15,777,000 | 16,545,000 | 17,033,000 | 16,251,000 |
| Risk-weighted assets | 95,320,000 | 96,454,000 | 92,890,000 | 88,940,000 |