Call reports 2011
BANK OF COUSHATTA — 2011
What BANK OF COUSHATTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 193,950,000 | 194,189,000 | 197,006,000 | 213,155,000 |
| Total loans | 59,300,000 | 61,378,000 | 61,550,000 | 61,133,000 |
| Allowance for loan losses | 940,000 | 969,000 | 861,000 | 917,000 |
| Securities available for sale | 107,045,000 | 84,881,000 | 89,772,000 | 94,477,000 |
| Securities held to maturity | 0 | 25,764,000 | 18,264,000 | 24,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,221,000 | 177,403,000 | 178,871,000 | 195,015,000 |
| Interest-bearing deposits | 137,266,000 | 134,544,000 | 133,043,000 | 139,810,000 |
| Noninterest-bearing deposits | 41,955,000 | 42,859,000 | 45,828,000 | 55,205,000 |
| Equity capital | 14,319,000 | 16,392,000 | 17,687,000 | 17,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,987,000 | 6,017,000 | 8,005,000 |
| Interest expense | 314,000 | 621,000 | 921,000 | 1,181,000 |
| Net interest income | 1,646,000 | 3,366,000 | 5,096,000 | 6,824,000 |
| Noninterest income | 159,000 | 313,000 | 465,000 | 531,000 |
| Noninterest expense | 897,000 | 1,627,000 | 2,362,000 | 3,374,000 |
| Provision for loan losses | 202,000 | 412,000 | 557,000 | 1,342,000 |
| Pretax income | 696,000 | 1,610,000 | 2,623,000 | 2,614,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | 694,000 | 1,610,000 | 2,623,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,843,000 | 13,734,000 | 14,717,000 | 14,708,000 |
| Total capital | 13,783,000 | 14,703,000 | 15,578,000 | 15,625,000 |
| Risk-weighted assets | 87,615,000 | 92,619,000 | 93,305,000 | 95,834,000 |