Call reports 2010
BANK OF COUSHATTA — 2010
What BANK OF COUSHATTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 157,378,000 | 157,615,000 | 177,449,000 | 190,318,000 |
| Total loans | 52,348,000 | 53,128,000 | 55,421,000 | 56,655,000 |
| Allowance for loan losses | 729,000 | 683,000 | 795,000 | 764,000 |
| Securities available for sale | 78,400,000 | 87,729,000 | 91,576,000 | 98,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,347,000 | 144,499,000 | 161,806,000 | 177,525,000 |
| Interest-bearing deposits | 112,272,000 | 110,193,000 | 117,702,000 | 129,892,000 |
| Noninterest-bearing deposits | 30,075,000 | 34,306,000 | 44,104,000 | 47,633,000 |
| Equity capital | 12,100,000 | 12,694,000 | 14,770,000 | 12,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,657,000 | 5,599,000 | 7,580,000 |
| Interest expense | 547,000 | 1,116,000 | 1,576,000 | 1,910,000 |
| Net interest income | 1,254,000 | 2,541,000 | 4,023,000 | 5,670,000 |
| Noninterest income | 190,000 | 378,000 | 570,000 | 730,000 |
| Noninterest expense | 660,000 | 1,344,000 | 2,037,000 | 3,002,000 |
| Provision for loan losses | 120,000 | 290,000 | 435,000 | 628,000 |
| Pretax income | 699,000 | 1,385,000 | 2,244,000 | 2,906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 699,000 | 1,385,000 | 2,244,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,641,000 | 11,157,000 | 11,851,000 | 12,344,000 |
| Total capital | 11,370,000 | 11,840,000 | 12,646,000 | 13,108,000 |
| Risk-weighted assets | 70,292,000 | 75,264,000 | 81,102,000 | 84,394,000 |