Call reports 2009
BANK OF COUSHATTA — 2009
What BANK OF COUSHATTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,435,000 | 110,863,000 | 121,173,000 | 138,031,000 |
| Total loans | 46,072,000 | 48,501,000 | 50,965,000 | 51,831,000 |
| Allowance for loan losses | 604,000 | 730,000 | 687,000 | 683,000 |
| Securities available for sale | 54,529,000 | 54,629,000 | 58,047,000 | 63,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,216,000 | 96,929,000 | 105,403,000 | 123,338,000 |
| Interest-bearing deposits | 83,383,000 | 79,078,000 | 87,294,000 | 100,543,000 |
| Noninterest-bearing deposits | 19,833,000 | 17,851,000 | 18,109,000 | 22,795,000 |
| Equity capital | 9,086,000 | 9,663,000 | 11,682,000 | 11,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,232,000 | 4,925,000 | 6,631,000 |
| Interest expense | 601,000 | 1,140,000 | 1,654,000 | 2,162,000 |
| Net interest income | 1,048,000 | 2,092,000 | 3,271,000 | 4,469,000 |
| Noninterest income | 132,000 | 243,000 | 499,000 | 698,000 |
| Noninterest expense | 621,000 | 1,292,000 | 1,953,000 | 2,839,000 |
| Provision for loan losses | 80,000 | 165,000 | 255,000 | 375,000 |
| Pretax income | 519,000 | 1,148,000 | 1,881,000 | 2,237,000 |
| Income tax | 0 | 3,000 | 6,000 | 10,000 |
| Net income | 519,000 | 1,145,000 | 1,875,000 | 2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,072,000 | 9,598,000 | 10,200,000 | 10,322,000 |
| Total capital | 9,676,000 | 10,328,000 | 10,887,000 | 11,005,000 |
| Risk-weighted assets | 53,160,000 | 58,683,000 | 62,041,000 | 65,468,000 |