Call reports 2007
BANK OF COUSHATTA — 2007
What BANK OF COUSHATTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,914,000 | 86,902,000 | 86,990,000 | 89,710,000 |
| Total loans | 38,857,000 | 42,242,000 | 41,491,000 | 41,753,000 |
| Allowance for loan losses | 422,000 | 451,000 | 452,000 | 539,000 |
| Securities available for sale | 39,828,000 | 38,671,000 | 39,156,000 | 39,832,000 |
| Securities held to maturity | 298,000 | 298,000 | 298,000 | 299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,014,000 | 62,335,000 | 62,833,000 | 65,820,000 |
| Interest-bearing deposits | 52,484,000 | 51,646,000 | 52,275,000 | 54,760,000 |
| Noninterest-bearing deposits | 10,530,000 | 10,689,000 | 10,558,000 | 11,060,000 |
| Equity capital | 7,284,000 | 7,100,000 | 7,588,000 | 7,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,962,000 | 4,511,000 | 6,035,000 |
| Interest expense | 689,000 | 1,390,000 | 2,110,000 | 2,835,000 |
| Net interest income | 764,000 | 1,572,000 | 2,401,000 | 3,200,000 |
| Noninterest income | 134,000 | 278,000 | 421,000 | 588,000 |
| Noninterest expense | 553,000 | 1,101,000 | 1,657,000 | 2,363,000 |
| Provision for loan losses | 128,000 | 173,000 | 268,000 | 413,000 |
| Pretax income | 217,000 | 576,000 | 897,000 | 1,065,000 |
| Income tax | 16,000 | 16,000 | 16,000 | 16,000 |
| Net income | 201,000 | 560,000 | 881,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,387,000 | 7,646,000 | 7,837,000 | 7,860,000 |
| Total capital | 7,809,000 | 8,097,000 | 8,289,000 | 8,399,000 |
| Risk-weighted assets | 43,689,000 | 45,971,000 | 45,359,000 | 44,982,000 |