Call reports 2006
BANK OF COUSHATTA — 2006
What BANK OF COUSHATTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,742,000 | 82,784,000 | 83,780,000 | 86,021,000 |
| Total loans | 32,680,000 | 34,590,000 | 35,523,000 | 37,017,000 |
| Allowance for loan losses | 332,000 | 356,000 | 398,000 | 374,000 |
| Securities available for sale | 43,144,000 | 41,986,000 | 41,101,000 | 40,576,000 |
| Securities held to maturity | 440,000 | 439,000 | 439,000 | 438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,462,000 | 59,979,000 | 59,930,000 | 62,173,000 |
| Interest-bearing deposits | 49,741,000 | 49,983,000 | 50,092,000 | 51,455,000 |
| Noninterest-bearing deposits | 10,721,000 | 9,996,000 | 9,838,000 | 10,718,000 |
| Equity capital | 6,584,000 | 6,145,000 | 7,145,000 | 7,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,603,000 | 3,985,000 | 5,408,000 |
| Interest expense | 543,000 | 1,118,000 | 1,729,000 | 2,397,000 |
| Net interest income | 722,000 | 1,485,000 | 2,256,000 | 3,011,000 |
| Noninterest income | 143,000 | 270,000 | 399,000 | 533,000 |
| Noninterest expense | 539,000 | 1,072,000 | 1,599,000 | 2,267,000 |
| Provision for loan losses | 46,000 | 100,000 | 152,000 | 203,000 |
| Pretax income | 280,000 | 583,000 | 905,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 583,000 | 905,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,996,000 | 7,174,000 | 7,356,000 | 7,386,000 |
| Total capital | 7,328,000 | 7,530,000 | 7,754,000 | 7,760,000 |
| Risk-weighted assets | 38,430,000 | 39,105,000 | 40,055,000 | 41,842,000 |