Call reports 2002
BANK OF COUSHATTA — 2002
What BANK OF COUSHATTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,976,000 | 82,382,000 | 83,605,000 | 88,843,000 |
| Total loans | 26,835,000 | 26,777,000 | 27,529,000 | 27,228,000 |
| Allowance for loan losses | 310,000 | 396,000 | 363,000 | 303,000 |
| Securities available for sale | 45,329,000 | 48,573,000 | 49,774,000 | 53,460,000 |
| Securities held to maturity | 608,000 | 597,000 | 596,000 | 596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,188,000 | 55,656,000 | 54,945,000 | 59,330,000 |
| Interest-bearing deposits | 49,169,000 | 47,862,000 | 47,590,000 | 51,190,000 |
| Noninterest-bearing deposits | 7,019,000 | 7,794,000 | 7,355,000 | 8,140,000 |
| Equity capital | 9,913,000 | 10,839,000 | 11,511,000 | 11,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,667,000 | 3,956,000 | 5,267,000 |
| Interest expense | 681,000 | 1,319,000 | 1,915,000 | 2,524,000 |
| Net interest income | 655,000 | 1,348,000 | 2,041,000 | 2,743,000 |
| Noninterest income | 77,000 | 127,000 | 243,000 | 369,000 |
| Noninterest expense | 452,000 | 922,000 | 1,378,000 | 2,076,000 |
| Provision for loan losses | 9,000 | 110,000 | 128,000 | 140,000 |
| Pretax income | 360,000 | 583,000 | 918,000 | 1,081,000 |
| Income tax | 40,000 | 80,000 | 120,000 | 178,000 |
| Net income | 320,000 | 503,000 | 798,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,700,000 | 9,869,000 | 10,151,000 | 10,243,000 |
| Total capital | 10,010,000 | 10,265,000 | 10,514,000 | 10,546,000 |
| Risk-weighted assets | 34,185,000 | 33,134,000 | 33,651,000 | 34,608,000 |