Call reports 2001
BANK OF COUSHATTA — 2001
What BANK OF COUSHATTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,931,000 | 81,874,000 | 85,091,000 | 83,245,000 |
| Total loans | 28,421,000 | 28,474,000 | 27,762,000 | 27,229,000 |
| Allowance for loan losses | 351,000 | 352,000 | 312,000 | 303,000 |
| Securities available for sale | 43,409,000 | 44,734,000 | 49,085,000 | 47,381,000 |
| Securities held to maturity | 569,000 | 855,000 | 853,000 | 609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,853,000 | 56,218,000 | 58,520,000 | 57,335,000 |
| Interest-bearing deposits | 48,206,000 | 47,956,000 | 50,232,000 | 50,118,000 |
| Noninterest-bearing deposits | 8,647,000 | 8,262,000 | 8,288,000 | 7,217,000 |
| Equity capital | 9,505,000 | 9,640,000 | 10,354,000 | 9,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,845,000 | 4,306,000 | 5,722,000 |
| Interest expense | 707,000 | 1,468,000 | 2,240,000 | 3,056,000 |
| Net interest income | 722,000 | 1,377,000 | 2,066,000 | 2,666,000 |
| Noninterest income | 84,000 | 165,000 | 241,000 | 330,000 |
| Noninterest expense | 459,000 | 903,000 | 1,347,000 | 2,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 350,000 | 650,000 | 974,000 | 987,000 |
| Income tax | 50,000 | 99,000 | 149,000 | 144,000 |
| Net income | 300,000 | 551,000 | 825,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,016,000 | 9,255,000 | 9,517,000 | 9,393,000 |
| Total capital | 9,367,000 | 9,607,000 | 9,829,000 | 9,696,000 |
| Risk-weighted assets | 36,786,000 | 35,464,000 | 35,386,000 | 34,668,000 |