Call reports 2016
METROPOLITAN BANK — 2016
What METROPOLITAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,093,014,000 | 1,089,948,000 | 1,117,987,000 | 1,156,062,000 |
| Total loans | 796,736,000 | 827,900,000 | 881,818,000 | 917,587,000 |
| Allowance for loan losses | 7,905,000 | 7,974,000 | 7,930,000 | 8,116,000 |
| Securities available for sale | 144,532,000 | 135,295,000 | 124,821,000 | 117,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,897,000 | 884,102,000 | 880,295,000 | 888,343,000 |
| Interest-bearing deposits | 770,179,000 | 735,549,000 | 698,161,000 | 716,954,000 |
| Noninterest-bearing deposits | 148,717,000 | 148,553,000 | 182,134,000 | 171,389,000 |
| Equity capital | 86,413,000 | 93,499,000 | 105,495,000 | 106,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,609,000 | 17,648,000 | 27,196,000 | 37,319,000 |
| Interest expense | 1,254,000 | 2,587,000 | 3,936,000 | 5,365,000 |
| Net interest income | 7,355,000 | 15,061,000 | 23,260,000 | 31,954,000 |
| Noninterest income | 1,604,000 | 3,204,000 | 5,228,000 | 6,882,000 |
| Noninterest expense | 6,429,000 | 13,202,000 | 20,109,000 | 27,364,000 |
| Provision for loan losses | 225,000 | 550,000 | 1,058,000 | 1,298,000 |
| Pretax income | 2,305,000 | 4,766,000 | 7,767,000 | 10,620,000 |
| Income tax | 756,000 | 1,566,000 | 2,506,000 | 3,293,000 |
| Net income | 1,549,000 | 3,200,000 | 5,261,000 | 7,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,193,000 | 87,788,000 | 100,492,000 | 102,601,000 |
| Total capital | 90,098,000 | 95,762,000 | 108,422,000 | 110,717,000 |
| Risk-weighted assets | 888,123,000 | 916,512,000 | 956,598,000 | 997,725,000 |