Call reports 2015
METROPOLITAN BANK — 2015
What METROPOLITAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,000,982,000 | 980,285,000 | 951,094,000 | 990,303,000 |
| Total loans | 672,246,000 | 690,020,000 | 708,805,000 | 743,103,000 |
| Allowance for loan losses | 7,253,000 | 7,267,000 | 7,318,000 | 7,740,000 |
| Securities available for sale | 139,640,000 | 144,030,000 | 149,709,000 | 146,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 852,924,000 | 836,316,000 | 787,964,000 | 807,599,000 |
| Interest-bearing deposits | 722,140,000 | 692,783,000 | 647,531,000 | 664,578,000 |
| Noninterest-bearing deposits | 130,785,000 | 143,533,000 | 140,433,000 | 143,021,000 |
| Equity capital | 79,138,000 | 80,466,000 | 82,285,000 | 84,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,602,000 | 15,454,000 | 23,469,000 | 31,893,000 |
| Interest expense | 1,064,000 | 2,167,000 | 3,254,000 | 4,400,000 |
| Net interest income | 6,538,000 | 13,287,000 | 20,215,000 | 27,493,000 |
| Noninterest income | 1,594,000 | 3,570,000 | 5,170,000 | 7,131,000 |
| Noninterest expense | 5,777,000 | 11,912,000 | 18,181,000 | 24,502,000 |
| Provision for loan losses | 410,000 | 445,000 | 565,000 | 1,165,000 |
| Pretax income | 2,455,000 | 5,010,000 | 7,539,000 | 9,857,000 |
| Income tax | 984,000 | 1,981,000 | 2,918,000 | 3,537,000 |
| Net income | 1,471,000 | 3,029,000 | 4,621,000 | 6,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,652,000 | 77,097,000 | 78,779,000 | 80,567,000 |
| Total capital | 82,905,000 | 84,364,000 | 86,097,000 | 88,307,000 |
| Risk-weighted assets | 726,147,000 | 732,122,000 | 762,970,000 | 820,863,000 |