Call reports 2014
METROPOLITAN BANK — 2014
What METROPOLITAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 921,272,000 | 937,191,000 | 892,294,000 | 932,670,000 |
| Total loans | 576,916,000 | 614,963,000 | 636,144,000 | 652,577,000 |
| Allowance for loan losses | 6,250,000 | 6,529,000 | 6,788,000 | 6,952,000 |
| Securities available for sale | 153,482,000 | 156,032,000 | 163,793,000 | 156,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,951,000 | 796,070,000 | 735,171,000 | 785,951,000 |
| Interest-bearing deposits | 677,945,000 | 684,707,000 | 623,174,000 | 657,226,000 |
| Noninterest-bearing deposits | 106,006,000 | 111,363,000 | 111,997,000 | 128,725,000 |
| Equity capital | 71,714,000 | 74,039,000 | 75,855,000 | 78,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,948,000 | 14,356,000 | 22,246,000 | 30,096,000 |
| Interest expense | 1,003,000 | 2,019,000 | 3,026,000 | 4,056,000 |
| Net interest income | 5,945,000 | 12,337,000 | 19,220,000 | 26,040,000 |
| Noninterest income | 979,000 | 2,764,000 | 4,142,000 | 5,525,000 |
| Noninterest expense | 5,389,000 | 11,102,000 | 16,854,000 | 22,705,000 |
| Provision for loan losses | 92,000 | 397,000 | 487,000 | 487,000 |
| Pretax income | 1,558,000 | 3,746,000 | 6,165,000 | 8,555,000 |
| Income tax | 630,000 | 1,485,000 | 2,416,000 | 3,315,000 |
| Net income | 928,000 | 2,261,000 | 3,749,000 | 5,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,098,000 | 70,596,000 | 72,260,000 | 73,903,000 |
| Total capital | 75,348,000 | 77,125,000 | 79,048,000 | 80,855,000 |
| Risk-weighted assets | 633,866,000 | 646,677,000 | 678,548,000 | 704,413,000 |