Call reports 2013
METROPOLITAN BANK — 2013
What METROPOLITAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 766,102,000 | 705,398,000 | 774,109,000 | 800,727,000 |
| Total loans | 492,914,000 | 511,860,000 | 539,991,000 | 563,838,000 |
| Allowance for loan losses | 5,645,000 | 5,647,000 | 6,045,000 | 6,239,000 |
| Securities available for sale | 108,641,000 | 120,748,000 | 163,586,000 | 153,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,170,000 | 626,891,000 | 644,062,000 | 664,992,000 |
| Interest-bearing deposits | 605,107,000 | 539,436,000 | 546,160,000 | 576,814,000 |
| Noninterest-bearing deposits | 80,063,000 | 87,455,000 | 97,902,000 | 88,178,000 |
| Equity capital | 64,718,000 | 64,060,000 | 63,515,000 | 69,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,116,000 | 12,541,000 | 19,395,000 | 26,379,000 |
| Interest expense | 905,000 | 1,723,000 | 2,513,000 | 3,461,000 |
| Net interest income | 5,211,000 | 10,818,000 | 16,882,000 | 22,918,000 |
| Noninterest income | 1,088,000 | 2,176,000 | 3,537,000 | 4,581,000 |
| Noninterest expense | 4,754,000 | 9,666,000 | 14,815,000 | 20,052,000 |
| Provision for loan losses | 175,000 | 338,000 | 963,000 | 1,358,000 |
| Pretax income | 1,371,000 | 2,992,000 | 4,950,000 | 6,667,000 |
| Income tax | 573,000 | 1,246,000 | 2,030,000 | 2,743,000 |
| Net income | 798,000 | 1,746,000 | 2,920,000 | 3,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,751,000 | 59,885,000 | 61,246,000 | 67,994,000 |
| Total capital | 64,396,000 | 65,532,000 | 67,291,000 | 74,233,000 |
| Risk-weighted assets | 535,719,000 | 545,391,000 | 589,927,000 | 615,029,000 |