Call reports 2012
METROPOLITAN BANK — 2012
What METROPOLITAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 614,255,000 | 677,450,000 | 630,723,000 | 721,550,000 |
| Total loans | 443,179,000 | 451,685,000 | 461,585,000 | 483,170,000 |
| Allowance for loan losses | 5,116,000 | 5,289,000 | 5,314,000 | 5,487,000 |
| Securities available for sale | 113,896,000 | 129,961,000 | 121,783,000 | 111,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,766,000 | 598,521,000 | 551,250,000 | 640,700,000 |
| Interest-bearing deposits | 470,139,000 | 482,604,000 | 450,663,000 | 477,369,000 |
| Noninterest-bearing deposits | 66,627,000 | 115,917,000 | 100,587,000 | 163,331,000 |
| Equity capital | 61,267,000 | 62,146,000 | 63,284,000 | 63,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,134,000 | 12,336,000 | 18,643,000 | 25,107,000 |
| Interest expense | 1,192,000 | 2,378,000 | 3,447,000 | 4,432,000 |
| Net interest income | 4,942,000 | 9,958,000 | 15,196,000 | 20,675,000 |
| Noninterest income | 700,000 | 1,559,000 | 2,649,000 | 4,170,000 |
| Noninterest expense | 4,306,000 | 8,884,000 | 13,644,000 | 18,523,000 |
| Provision for loan losses | 377,000 | 789,000 | 1,189,000 | 2,239,000 |
| Pretax income | 959,000 | 2,006,000 | 3,351,000 | 5,030,000 |
| Income tax | 419,000 | 869,000 | 1,349,000 | 1,953,000 |
| Net income | 540,000 | 1,137,000 | 2,002,000 | 3,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,706,000 | 55,526,000 | 56,540,000 | 57,766,000 |
| Total capital | 59,822,000 | 60,815,000 | 61,854,000 | 63,253,000 |
| Risk-weighted assets | 488,139,000 | 491,717,000 | 493,692,000 | 523,561,000 |