Call reports 2011
METROPOLITAN BANK — 2011
What METROPOLITAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 509,213,000 | 547,321,000 | 562,959,000 | 586,636,000 |
| Total loans | 355,108,000 | 370,932,000 | 388,286,000 | 411,271,000 |
| Allowance for loan losses | 4,477,000 | 4,598,000 | 5,047,000 | 5,203,000 |
| Securities available for sale | 113,549,000 | 123,615,000 | 122,206,000 | 119,208,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,914,000 | 470,247,000 | 482,864,000 | 498,476,000 |
| Interest-bearing deposits | 389,601,000 | 429,390,000 | 433,281,000 | 441,426,000 |
| Noninterest-bearing deposits | 39,313,000 | 40,858,000 | 49,583,000 | 57,050,000 |
| Equity capital | 56,044,000 | 58,835,000 | 60,315,000 | 60,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,857,000 | 9,992,000 | 15,382,000 | 21,690,000 |
| Interest expense | 1,404,000 | 2,787,000 | 4,109,000 | 5,354,000 |
| Net interest income | 3,453,000 | 7,205,000 | 11,273,000 | 16,336,000 |
| Noninterest income | 770,000 | 1,492,000 | 2,267,000 | 2,668,000 |
| Noninterest expense | 3,517,000 | 7,222,000 | 11,046,000 | 15,245,000 |
| Provision for loan losses | 205,000 | 435,000 | 915,000 | 1,746,000 |
| Pretax income | 501,000 | 1,164,000 | 2,057,000 | 2,490,000 |
| Income tax | 0 | 0 | 0 | -710,000 |
| Net income | 501,000 | 1,164,000 | 2,057,000 | 3,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,678,000 | 51,560,000 | 52,662,000 | 53,945,000 |
| Total capital | 55,155,000 | 56,158,000 | 57,709,000 | 59,148,000 |
| Risk-weighted assets | 394,114,000 | 412,064,000 | 429,526,000 | 440,100,000 |