Call reports 2010
METROPOLITAN BANK — 2010
What METROPOLITAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 420,563,000 | 436,372,000 | 463,942,000 | 506,584,000 |
| Total loans | 299,038,000 | 322,437,000 | 345,310,000 | 348,301,000 |
| Allowance for loan losses | 3,238,000 | 3,433,000 | 3,687,000 | 4,458,000 |
| Securities available for sale | 82,541,000 | 78,865,000 | 77,463,000 | 107,349,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,548,000 | 374,296,000 | 389,990,000 | 424,467,000 |
| Interest-bearing deposits | 338,945,000 | 339,660,000 | 347,257,000 | 391,188,000 |
| Noninterest-bearing deposits | 26,603,000 | 34,636,000 | 42,733,000 | 33,279,000 |
| Equity capital | 43,201,000 | 46,007,000 | 56,083,000 | 55,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,212,000 | 12,746,000 | 17,432,000 |
| Interest expense | 1,407,000 | 2,785,000 | 4,196,000 | 5,634,000 |
| Net interest income | 2,577,000 | 5,427,000 | 8,550,000 | 11,798,000 |
| Noninterest income | 476,000 | 1,124,000 | 2,104,000 | 3,035,000 |
| Noninterest expense | 2,664,000 | 5,685,000 | 9,048,000 | 12,587,000 |
| Provision for loan losses | 252,000 | 562,000 | 842,000 | 1,641,000 |
| Pretax income | 137,000 | 388,000 | 848,000 | 1,439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 388,000 | 848,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,033,000 | 39,071,000 | 49,272,000 | 50,000,000 |
| Total capital | 40,271,000 | 42,504,000 | 52,959,000 | 54,458,000 |
| Risk-weighted assets | 315,880,000 | 340,722,000 | 369,344,000 | 376,212,000 |