Call reports 2009
METROPOLITAN BANK — 2009
What METROPOLITAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 277,078,000 | 315,862,000 | 348,323,000 | 381,348,000 |
| Total loans | 195,220,000 | 222,425,000 | 248,411,000 | 284,525,000 |
| Allowance for loan losses | 2,052,000 | 2,310,000 | 2,620,000 | 2,987,000 |
| Securities available for sale | 65,194,000 | 78,804,000 | 80,018,000 | 74,295,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,279,000 | 246,610,000 | 290,777,000 | 324,513,000 |
| Interest-bearing deposits | 195,106,000 | 225,518,000 | 268,063,000 | 298,463,000 |
| Noninterest-bearing deposits | 22,173,000 | 21,093,000 | 22,714,000 | 26,050,000 |
| Equity capital | 42,961,000 | 42,608,000 | 43,092,000 | 42,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 5,248,000 | 8,400,000 | 12,149,000 |
| Interest expense | 934,000 | 2,044,000 | 3,279,000 | 4,658,000 |
| Net interest income | 1,522,000 | 3,204,000 | 5,121,000 | 7,491,000 |
| Noninterest income | 586,000 | 1,035,000 | 1,618,000 | 2,195,000 |
| Noninterest expense | 2,281,000 | 4,689,000 | 7,324,000 | 10,096,000 |
| Provision for loan losses | 395,000 | 770,000 | 1,082,000 | 1,507,000 |
| Pretax income | -568,000 | -1,147,000 | -1,326,000 | -1,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -568,000 | -1,147,000 | -1,326,000 | -1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,949,000 | 36,509,000 | 36,490,000 | 36,759,000 |
| Total capital | 39,001,000 | 38,819,000 | 39,110,000 | 39,746,000 |
| Risk-weighted assets | 204,120,000 | 236,289,000 | 260,601,000 | 298,584,000 |