Call reports 2007
METROPOLITAN BANK — 2007
What METROPOLITAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,772,000 | 62,320,000 | 62,985,000 | 75,259,000 |
| Total loans | 28,090,000 | 28,071,000 | 32,291,000 | 40,989,000 |
| Allowance for loan losses | 371,000 | 371,000 | 370,000 | 387,000 |
| Securities available for sale | 22,449,000 | 25,793,000 | 22,773,000 | 22,681,000 |
| Securities held to maturity | 11,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,681,000 | 50,821,000 | 51,169,000 | 63,032,000 |
| Interest-bearing deposits | 35,072,000 | 38,366,000 | 39,119,000 | 50,901,000 |
| Noninterest-bearing deposits | 12,609,000 | 12,455,000 | 12,051,000 | 12,131,000 |
| Equity capital | 6,352,000 | 5,854,000 | 6,270,000 | 6,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,837,000 | 2,792,000 | 3,862,000 |
| Interest expense | 428,000 | 853,000 | 1,334,000 | 1,860,000 |
| Net interest income | 486,000 | 984,000 | 1,458,000 | 2,002,000 |
| Noninterest income | 167,000 | 365,000 | 567,000 | 790,000 |
| Noninterest expense | 491,000 | 980,000 | 1,494,000 | 2,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 166,000 | 461,000 | 669,000 | 788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 461,000 | 669,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,363,000 | 6,416,000 | 6,624,000 | 6,743,000 |
| Total capital | 6,734,000 | 6,787,000 | 6,994,000 | 7,130,000 |
| Risk-weighted assets | 34,153,000 | 34,987,000 | 37,285,000 | 44,811,000 |