Call reports 2006
METROPOLITAN BANK — 2006
What METROPOLITAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,071,000 | 53,896,000 | 63,533,000 | 63,330,000 |
| Total loans | 24,056,000 | 25,370,000 | 27,431,000 | 28,663,000 |
| Allowance for loan losses | 242,000 | 241,000 | 241,000 | 371,000 |
| Securities available for sale | 15,667,000 | 21,968,000 | 28,072,000 | 27,468,000 |
| Securities held to maturity | 17,000 | 14,000 | 14,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,973,000 | 42,423,000 | 46,098,000 | 46,009,000 |
| Interest-bearing deposits | 23,897,000 | 27,321,000 | 34,182,000 | 33,708,000 |
| Noninterest-bearing deposits | 13,076,000 | 15,102,000 | 11,916,000 | 12,301,000 |
| Equity capital | 5,521,000 | 5,397,000 | 6,042,000 | 6,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,503,000 | 2,425,000 | 3,372,000 |
| Interest expense | 202,000 | 510,000 | 964,000 | 1,449,000 |
| Net interest income | 465,000 | 993,000 | 1,461,000 | 1,923,000 |
| Noninterest income | 153,000 | 333,000 | 553,000 | 738,000 |
| Noninterest expense | 439,000 | 914,000 | 1,401,000 | 1,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 130,000 |
| Pretax income | 164,000 | 448,000 | 724,000 | 692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 448,000 | 724,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,668,000 | 5,953,000 | 6,230,000 | 6,197,000 |
| Total capital | 5,910,000 | 6,194,000 | 6,471,000 | 6,568,000 |
| Risk-weighted assets | 28,749,000 | 31,159,000 | 33,385,000 | 34,303,000 |