Call reports 2005
METROPOLITAN BANK — 2005
What METROPOLITAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,767,000 | 40,760,000 | 42,817,000 | 45,473,000 |
| Total loans | 22,401,000 | 22,766,000 | 22,904,000 | 22,941,000 |
| Allowance for loan losses | 220,000 | 232,000 | 238,000 | 241,000 |
| Securities available for sale | 8,878,000 | 13,284,000 | 12,980,000 | 14,973,000 |
| Securities held to maturity | 34,000 | 27,000 | 26,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,967,000 | 30,714,000 | 31,709,000 | 33,366,000 |
| Interest-bearing deposits | 21,114,000 | 20,655,000 | 20,861,000 | 21,105,000 |
| Noninterest-bearing deposits | 8,853,000 | 10,059,000 | 10,848,000 | 12,261,000 |
| Equity capital | 4,954,000 | 5,226,000 | 5,350,000 | 5,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,098,000 | 1,691,000 | 2,359,000 |
| Interest expense | 141,000 | 287,000 | 454,000 | 638,000 |
| Net interest income | 362,000 | 811,000 | 1,237,000 | 1,721,000 |
| Noninterest income | 196,000 | 373,000 | 552,000 | 764,000 |
| Noninterest expense | 436,000 | 882,000 | 1,313,000 | 1,751,000 |
| Provision for loan losses | 23,000 | 23,000 | 29,000 | 33,000 |
| Pretax income | 143,000 | 323,000 | 491,000 | 745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 323,000 | 491,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,910,000 | 5,087,000 | 5,254,000 | 5,509,000 |
| Total capital | 5,130,000 | 5,319,000 | 5,492,000 | 5,750,000 |
| Risk-weighted assets | 24,428,000 | 26,002,000 | 26,544,000 | 27,360,000 |