Call reports 2004
METROPOLITAN BANK — 2004
What METROPOLITAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,486,000 | 34,955,000 | 37,075,000 | 36,535,000 |
| Total loans | 20,174,000 | 20,460,000 | 22,498,000 | 23,855,000 |
| Allowance for loan losses | 187,000 | 185,000 | 189,000 | 209,000 |
| Securities available for sale | 6,590,000 | 7,062,000 | 6,954,000 | 6,851,000 |
| Securities held to maturity | 58,000 | 50,000 | 47,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,661,000 | 25,224,000 | 27,280,000 | 26,763,000 |
| Interest-bearing deposits | 19,779,000 | 19,786,000 | 20,603,000 | 20,606,000 |
| Noninterest-bearing deposits | 4,882,000 | 5,437,000 | 6,677,000 | 6,157,000 |
| Equity capital | 4,778,000 | 4,739,000 | 4,853,000 | 4,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 852,000 | 1,305,000 | 1,795,000 |
| Interest expense | 120,000 | 240,000 | 366,000 | 492,000 |
| Net interest income | 309,000 | 612,000 | 939,000 | 1,303,000 |
| Noninterest income | 117,000 | 277,000 | 377,000 | 501,000 |
| Noninterest expense | 343,000 | 708,000 | 1,104,000 | 1,517,000 |
| Provision for loan losses | 35,000 | 35,000 | 40,000 | 60,000 |
| Pretax income | 48,000 | 146,000 | 172,000 | 227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 146,000 | 172,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,588,000 | 4,684,000 | 4,711,000 | 4,766,000 |
| Total capital | 4,775,000 | 4,869,000 | 4,900,000 | 4,975,000 |
| Risk-weighted assets | 21,388,000 | 22,772,000 | 24,750,000 | 26,052,000 |