Call reports 2003
METROPOLITAN BANK — 2003
What METROPOLITAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,756,000 | 32,935,000 | 31,523,000 | 33,331,000 |
| Total loans | 19,117,000 | 18,841,000 | 19,183,000 | 20,522,000 |
| Allowance for loan losses | 162,000 | 165,000 | 165,000 | 183,000 |
| Securities available for sale | 7,217,000 | 6,944,000 | 6,927,000 | 6,705,000 |
| Securities held to maturity | 99,000 | 80,000 | 75,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,872,000 | 23,224,000 | 21,834,000 | 23,501,000 |
| Interest-bearing deposits | 18,792,000 | 19,370,000 | 17,462,000 | 18,785,000 |
| Noninterest-bearing deposits | 4,080,000 | 3,854,000 | 4,372,000 | 4,716,000 |
| Equity capital | 4,635,000 | 4,531,000 | 4,531,000 | 4,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 854,000 | 1,259,000 | 1,688,000 |
| Interest expense | 128,000 | 254,000 | 373,000 | 493,000 |
| Net interest income | 306,000 | 600,000 | 886,000 | 1,195,000 |
| Noninterest income | 113,000 | 243,000 | 379,000 | 525,000 |
| Noninterest expense | 219,000 | 449,000 | 745,000 | 1,111,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 200,000 | 394,000 | 520,000 | 596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 394,000 | 520,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,546,000 | 4,338,000 | 4,463,000 | 4,540,000 |
| Total capital | 4,708,000 | 4,503,000 | 4,628,000 | 4,723,000 |
| Risk-weighted assets | 18,245,000 | 19,421,000 | 19,634,000 | 21,231,000 |