Call reports 2002
METROPOLITAN BANK — 2002
What METROPOLITAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,642,000 | 31,622,000 | 32,247,000 | 31,170,000 |
| Total loans | 19,405,000 | 19,473,000 | 19,446,000 | 19,133,000 |
| Allowance for loan losses | 159,000 | 165,000 | 171,000 | 166,000 |
| Securities available for sale | 7,331,000 | 7,901,000 | 8,120,000 | 7,728,000 |
| Securities held to maturity | 164,000 | 132,000 | 127,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,111,000 | 23,170,000 | 23,587,000 | 22,446,000 |
| Interest-bearing deposits | 21,199,000 | 19,391,000 | 19,377,000 | 18,643,000 |
| Noninterest-bearing deposits | 3,912,000 | 3,779,000 | 4,210,000 | 3,803,000 |
| Equity capital | 4,071,000 | 4,039,000 | 4,304,000 | 4,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 941,000 | 1,406,000 | 1,858,000 |
| Interest expense | 175,000 | 350,000 | 501,000 | 648,000 |
| Net interest income | 302,000 | 591,000 | 905,000 | 1,210,000 |
| Noninterest income | 95,000 | 198,000 | 306,000 | 416,000 |
| Noninterest expense | 205,000 | 419,000 | 638,000 | 877,000 |
| Provision for loan losses | 6,000 | 12,000 | 19,000 | 19,000 |
| Pretax income | 186,000 | 358,000 | 547,000 | 724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 358,000 | 547,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,116,000 | 3,980,000 | 4,169,000 | 4,346,000 |
| Total capital | 4,275,000 | 4,145,000 | 4,340,000 | 4,512,000 |
| Risk-weighted assets | 18,257,000 | 18,464,000 | 18,532,000 | 18,188,000 |