Call reports 2025
COASTAL HERITAGE BANK — 2025
What COASTAL HERITAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 971,216,000 | 959,523,000 | 950,776,000 | 948,632,000 |
| Total loans | 774,856,000 | 781,825,000 | 777,356,000 | 778,425,000 |
| Allowance for loan losses | 7,801,000 | 7,868,000 | 7,988,000 | 7,989,000 |
| Securities available for sale | 111,853,000 | 112,152,000 | 110,875,000 | 105,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,017,000 | 779,556,000 | 769,023,000 | 759,744,000 |
| Interest-bearing deposits | 631,092,000 | 619,912,000 | 609,703,000 | 598,129,000 |
| Noninterest-bearing deposits | 158,925,000 | 159,644,000 | 159,320,000 | 161,615,000 |
| Equity capital | 100,978,000 | 102,799,000 | 104,437,000 | 105,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,446,000 | 21,135,000 | 32,054,000 | 42,895,000 |
| Interest expense | 4,737,000 | 9,381,000 | 13,864,000 | 18,225,000 |
| Net interest income | 5,709,000 | 11,754,000 | 18,190,000 | 24,670,000 |
| Noninterest income | 629,000 | 1,220,000 | 1,875,000 | 2,401,000 |
| Noninterest expense | 6,059,000 | 11,213,000 | 16,992,000 | 22,833,000 |
| Provision for loan losses | 0 | 30,000 | 157,000 | 157,000 |
| Pretax income | 279,000 | 1,761,000 | 2,899,000 | 4,064,000 |
| Income tax | 29,000 | 406,000 | 674,000 | 952,000 |
| Net income | 250,000 | 1,355,000 | 2,225,000 | 3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,051,000 | 107,281,000 | 108,276,000 | 109,277,000 |