Call reports 2022
COASTAL HERITAGE BANK — 2022
What COASTAL HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 859,611,000 | 876,420,000 | 910,141,000 | 932,279,000 |
| Total loans | 661,959,000 | 696,854,000 | 729,842,000 | 756,861,000 |
| Allowance for loan losses | 6,084,000 | 6,407,000 | 6,879,000 | 7,339,000 |
| Securities available for sale | 133,695,000 | 129,164,000 | 122,459,000 | 122,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,970,000 | 737,077,000 | 728,159,000 | 718,834,000 |
| Interest-bearing deposits | 557,866,000 | 537,458,000 | 543,681,000 | 538,615,000 |
| Noninterest-bearing deposits | 181,104,000 | 199,619,000 | 184,478,000 | 180,219,000 |
| Equity capital | 93,668,000 | 92,801,000 | 90,329,000 | 93,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,176,000 | 14,607,000 | 22,724,000 | 31,575,000 |
| Interest expense | 339,000 | 642,000 | 1,458,000 | 3,363,000 |
| Net interest income | 6,837,000 | 13,965,000 | 21,266,000 | 28,212,000 |
| Noninterest income | 425,000 | 411,000 | 1,028,000 | 3,375,000 |
| Noninterest expense | 5,629,000 | 11,039,000 | 16,779,000 | 22,510,000 |
| Provision for loan losses | 0 | 319,000 | 788,000 | 1,241,000 |
| Pretax income | 1,633,000 | 3,018,000 | 4,727,000 | 7,711,000 |
| Income tax | 438,000 | 152,000 | 501,000 | 1,397,000 |
| Net income | 1,195,000 | 2,866,000 | 4,226,000 | 6,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,029,000 | 97,839,000 | 99,336,000 | 101,562,000 |