Call reports 2021
COASTAL HERITAGE BANK — 2021
What COASTAL HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 957,757,000 | 963,601,000 | 954,958,000 | 876,844,000 |
| Total loans | 691,353,000 | 678,578,000 | 678,477,000 | 641,742,000 |
| Allowance for loan losses | 6,025,000 | 5,866,000 | 5,987,000 | 6,079,000 |
| Securities available for sale | 60,496,000 | 104,938,000 | 125,572,000 | 132,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,986,000 | 835,584,000 | 825,580,000 | 752,920,000 |
| Interest-bearing deposits | 628,152,000 | 627,888,000 | 625,439,000 | 550,361,000 |
| Noninterest-bearing deposits | 200,834,000 | 207,696,000 | 200,141,000 | 202,559,000 |
| Equity capital | 94,354,000 | 95,860,000 | 96,387,000 | 97,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,742,000 | 15,305,000 | 22,887,000 | 30,320,000 |
| Interest expense | 682,000 | 1,227,000 | 1,688,000 | 2,063,000 |
| Net interest income | 7,060,000 | 14,078,000 | 21,199,000 | 28,257,000 |
| Noninterest income | 832,000 | 1,531,000 | 2,183,000 | 3,505,000 |
| Noninterest expense | 6,115,000 | 12,131,000 | 18,222,000 | 24,195,000 |
| Provision for loan losses | 161,000 | 252,000 | 363,000 | 452,000 |
| Pretax income | 1,616,000 | 3,226,000 | 4,797,000 | 7,115,000 |
| Income tax | 414,000 | 819,000 | 1,206,000 | 1,815,000 |
| Net income | 1,202,000 | 2,407,000 | 3,591,000 | 5,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,566,000 | 90,929,000 | 92,270,000 | 94,696,000 |